Insurers

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Investing in an innovative business comes with significant risk especially from an intellectual property (IP) perspective. Our IP specialists provide the due diligence and expert input insurers need to evaluate risk, handle claims, and make informed coverage decisions.

IP due diligence gives insurers a clearer view of the assets they're being asked to cover. It helps assess potential liabilities, understand the scope and strength of protection, and identify any infringement or validity issues that could affect the insured's position. This insight leads to more informed coverage decisions and a stronger understanding of liability.

It also plays a critical role in claims handling. When disputes arise, insurers need expert opinions on the merits and potential impact of the claim. Working with experienced IP professionals provides clarity and confidence in how claims are handled.

IP due diligence also has growing relevance in M&A insurance. As buyers and investors seek protections beyond traditional warranties and indemnities, insurers increasingly need to evaluate the IP portfolios behind specific policies. A better understanding of those assets can help mitigate risk and support the development of new products for innovation-led clients.

Want to discuss how we support insurers with IP due diligence and risk assessment? Contact our team.

How We Can Help

The traditional approach to IP due diligence often becomes overly detailed and expensive, offering little more than a list of IP rights with limited insight into how those rights support the business.

Our approach is different. We tailor our analysis to the specific needs of insurers. This might involve reviewing an entire portfolio requiring coverage against invalidity challenges, or a single infringement claim made against a patent.

Our team will:

Assess the company's business plan from an IP perspective and, where relevant, its technology roadmap.
Confirm the legal ownership of the IP.
Review licences, agreements, and other commercial contracts, highlighting any IP or confidentiality issues.
Evaluate how IP is governed by examining board-level oversight and internal processes for managing IP risk.
Report on the legal status of declared rights, including an assessment of oppositions and challenges brought during the registration process.
Review any notified or threatened IP claims or litigation, assessing the potential impact of ongoing or future disputes.
Assess the company's approach to IP-related risks and freedom to operate (FTO).
Review third-party relationships and confirm that appropriate agreements are in place to protect ownership and future IP strategy.

At the end of the process, you'll receive a concise, tailored report that highlights how IP supports the business plan and identifies any issues that could affect your coverage decisions or exposure to claims.

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The Benefits of Our Approach for Insurers

‍Insight that supports insurance decision-making‍

Our report delivers the clarity you need to assess value and risk, without the excessive legal detail you don't. We highlight what matters and why, so your decisions are grounded in commercial reality.‍

‍Legal, technical, and commercial expertise in one place‍

Our team includes patent attorneys, trade mark attorneys, and IP solicitors. Together, they provide coordinated legal and technical insight into rights, risks, and relevance. Whether you're reviewing coverage, handling claims, or developing new insurance products, we ensure your decisions are grounded in clear, practical IP advice.‍